Law and Associates - DEBT SETTLEMENT LAW FIRM GROUP FORECLOSURE DEFENSE DEPARTMENT
LAW AND ASSOCIATES IS BACK WITH ANOTHER SCAM! PLEASE BEWARE!
Written by William B on May 7, 2008
this company will get their just rewards... see article
TALLAHASSEE -- Attorney General Bill McCollum today sued a Clearwater business, alleging it engaged in deceptive and unfair practices by charging for foreclosure
consulting services but failing to provide the assistance promised.
According to the lawsuit, Law & Associates, LLC claimed it could help homeowners who were facing foreclosure and charged an up-front cash fee of approximately $1,500
Consumers reported to the Attorney Generals Office that the company not only failed to provide promised services but also refused to refund the fee despite an
advertised money-back guarantee.
More citizens in Florida are facing the very real possibility of losing their homes to foreclosure than anywhere else in the country, said Attorney General McCollum.
"My office will continue working to ensure that businesses who offer assistance to these people are held accountable to the law," said McCollum.
Law & Associates sends direct mailers to individual homeowners who are facing foreclosure. The mailers allegedly tell the homeowners they must call the company within
72 hours to see if they are eligible for a plan to stop the foreclosure process.
The company also advertises online, allegedly promising to stop the foreclosure process and providing a money-back guarantee if they do not achieve a viable strategy
with the lender to stop the foreclosure.
When homeowners contact Law & Associates, they are allegedly told they qualify for a plan to stop foreclosure but must pay the hefty cash fee for Law & Associates to
take their case.
Once a homeowner pays the fee, he or she purportedly receives a written contract from Law and Associates that contains numerous terms and conditions not previously
disclosed to the customer.
According to the lawsuit, most of those terms and conditions are designed to prevent a homeowner from being entitled to a refund if Law & Associates is not successful
in stopping the foreclosure. The Attorney Generals office has received more than 65 complaints from consumers about Law & Associates.
The Attorney Generals lawsuit alleges six counts against Law & Associates and Thomas E. Law, II for violations of Floridas Deceptive and Unfair Trade Practices Act.
The Attorney General is seeking penalties of $10,000 per violation and reimbursements for consumers who paid the fees.
The lawsuit also asks the Court to require the company to cease its operations.
Law & Associates, LLC, Thomas E. Law II PDF Print E-mail1140 Kapp Drive Clearwater, FL 13660 Wright Circle Tampa Fl (Thomas Law is associated with this address)
Case Number: L07-3-1131
Allegation or issue being investigated:Violation of Chapter 501, Part II, Florida Statute - Failure to perform on contract to assist in foreclosure matters
FLORIDA: On April 3, 2008, the Florida Attorney General's Office filed a Six Count action against the company and its Managing Member, Thomas E Law, for alleged
violations of the Florida's Deceptive and Unfair Trade Practices Act, (Case # L07-3-1131, filed in the Circuit Court of the Sixth Judicial in and for Pinellas County,
Florida). Some of the allegations against the company include:
--Using deceptive and false advertising;--Failing to disclose the restrictions and prohibitions prior to collecting fees in habiting the consumer's ability to obtain a refund;--Failing to provide the promised services;--Failing to honor the money back guarantee; and--Offering repayment plans that were not feasible to consumers;
These matters are still pending and for more information and details on the action, please contact the Florida Attorney General's Office at (850) 414-3990
MINNESOTA: On November 14, 2008, the Minnesota Attorney General's Office filed a default judgment against the company alleging violations of Minnesota's Consumer Fraud
Act (Case Number 27-CV-08-20980, filed in the District Court of the Fourth Judicial District in and for Hennepin County, Minnesota). Some of the allegations against
the company include:
-- Failing to render foreclosure services once the company paid;-- Making false and misleading statements;-- Failing to disclose the refund policy on contracts;-- Collecting an upfront fee for services before any services were provided; and-- Failing to register with the State of Minnesota in order to be able to conduct business.
The company and its principals are enjoined from:
-- Marketing or performing services as a foreclosure company;-- Offering mortgage foreclosure assistance to homeowners whose homes are in foreclosure; and-- Accepting payment of any kind for foreclosure services.
The company has been ordered to make full restitution to all Minnesota residents who paid the company for foreclosure consulting services, pay the State of Minnesota
$25,000 as a civil penalty and pay an additional $999.00 to the State of Minnesota for investigation and attorney's fees.For more information and details on the action, please contact the Minnesota Attorney General's Office at (651) 296-3353 or www.ag.state.mn.us.
Law & Associates, LLC
Phone: (800) 329-9973 (Disconnected)Fax: (800) 345-4022View Additional Phone Numbers1140 Kapp Dr, Clearwater, FL 33765-
firstname.lastname@example.org...associates.org! There is an alert for this business !
Tom LawAsier Holdings13660 Wright CirTampa, Fl 33626(727)4249692 email@example.com
Monetary Loss: $3000.